Work-related fatalities are devastating events that have far-reaching impacts on the family and loved ones of the deceased. Although safety regulations have been put in place over the years to reduce the number of work-related fatalities, they can (and still do) happen.
The right legal protection can ensure that the dependents of those who are killed while on the job.
Having an understanding of the legal aspects related to these events, the industries in which they occur, and the insurance process is essential to ensuring that your family gets the compensation you deserve.
When a Work-Related Fatality Occurs
It was common at one point to observe more than 14,000 work-related fatalities each year. Today, OSHA and other regulatory agencies have created more safety in the workplace and reduced its incidence over time.
But work-related fatalities still have a severe impact on the families who must face them. The biggest concern people have is knowing that their rights will be fully protected.
Legal experts who understand the complexities of fatalities that occur due to work-related events or disease can provide the representation you need.
Work-related fatality cases require a comprehensive assessment of the economic losses experienced by a family due to the loss of its main wage earner.
Effects of Work-Related Fatalities on Loved Ones
Emotions such as anger, sadness, and confusion make it difficult to go through the legal processes that may be required.
Getting financial assistance from the employer of the deceased can be accomplished through a worker’s compensation claim filed by the dependents. Presumed dependents include the children and spouse of the deceased.
When insurance companies and the employers they represent do everything they can to achieve a quick and inexpensive settlement, it’s even more important for dependents to have the legal representation they need.
Protecting Your Family
Dependents such as spouses and children can obtain worker’s compensation in most cases. The compensation provided includes ongoing income payments and costs related to the funeral.
Worker’s compensation does not take negligence into account. But any losses that are not financial in nature cannot be obtained in a worker’s compensation claim. Also, the income of the deceased may not be fully replaced.
In addition to a worker’s compensation claim, dependents can file a wrongful death lawsuit in some cases. This can provide a wider range of compensations that relate to pain and suffering of the survivors, as well as costs related to medical bills and funeral arrangements.
Compensation for the loss of companionship and income may also be acquired through a wrongful death lawsuit. A wrongful death lawsuit may be filed alongside a worker’s compensation claim.
In order to obtain the best outcome in your work-related fatality case, you should find a legal expert with the experience and knowledge of the insurance industry and worker’s compensation laws.
You may also need to hold third parties accountable, which requires additional legal support and expertise of third-party claims. Having the right legal protection is the first step in getting the compensation you deserve.
The loss experienced in a work-related fatality can never be repaid. But the families of the deceased should have every right to seek and obtain their rightful compensation. An experienced legal team ensures that you and your family are fully protected during this difficult time.